PT Bank Raya Indonesia Tbk (AGRO) is a subsidiary of Bank Rakyat Indonesia that focuses on the gig economy (also known as freelance workers or short-term contract work). This bank was founded by the Plantation Pension Fund (Dapenbun) on September 27 1989 under the name PT Bank Agro. In 2006, the bank was acquired by Bank Rakyat Indonesia. Offers various banking services, ranging from savings, current accounts, deposits and loans. The bank also developed an application called Pinang to facilitate the loan application process for customers.

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